You can transfer your existing mortgage loan to Any Bank as well. The minimum loan amount that can be borrowed through Asset Power (Loan Against Property), Reverse Mortgage Loan as well as Overdraft Facility Against Property is Rs.5 lakh and the maximum is Rs.5 crore, and the maximum tenure is set at 20 years for Loan Against Property, 9 years for Lease Rental Discounting, 10 years for Overdraft Facility Against Property, and 20 years for Reverse Mortgage Loan. Salaried individuals, self-employed individuals, and self-employed professionals can apply for this loan.

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Only selected self-employed professionals are eligible for this loan:

• * Chartered accountants
• * Doctors
• * Architects
• * Engineers
• * Cost accountants
• * Dentists
• * Management consultants
• * Company secretary

A 40% to 50% margin is granted for a loan against your commercial or residential property.

A 20% to 30% margin is granted for a loan to purchase a commercial property. The loan can be sanctioned in five days.